The Silverado costs an average of $2,551 and the Jeep $2,472. If you want your GM truck to come with cheaper insurance, the GMC Sierra, mostly identical to the Silverado, costs $129 per year less ...9:47am Mar 22, 2023. N ew research has revealed motorist's wallets are being squeezed tighter, with more than half facing increases to their car insurance rates. Comparison website Finder ... 24 Dec 2022 ... By way of premium loading, where the actual policy premium is increased, considering the policyholder to be a risky individual. By way of a loss ...Why is my car insurance so high? · Your age · Your postcode (assuming you don't want to move house just to reduce your insurance costs) · Accident and theft ...15 Aug 2023 ... Average cost of vehicle damage claims across the United States increased by nearly 50% and average bodily injury claims rose 40% between 2018 ...Apr 13, 2023 · Financial analyst Defaqto says 48% of standard comprehensive motor policies now include a set-up fee, compared with just 21% five years ago. The average fee is £40.02, which has gone up by 25% ... Jul 5, 2023 · Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates. Im 18 learning to drive and getting my first car soon but I'm wondering why car insurance has gone up so much? 17 Yr Old Car Insurance? Im 17yr old MALE and insurance is stupidly ridiculous 8,000 ...22 Jun 2023 ... Higher rates are being sought for multiple reasons, including the fact that insurance companies are trying to make up for rates that were frozen ...Why has car insurance gone up in 2023? Energy and paint costs are some of the factors pushing up prices for motor insurance. The average prices for motorists have jumped by 40% in a year. Rui ...Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates.Oct 11, 2022 · According to data from Insurance Information Institute, in 2020, on average, car insurers paid out roughly $0.93 for every premium dollar. That flipped to paying out $1.02 for each premium dollar ... All my car insurance prices have reduced. I've gone from 9 to 10 years NCB, but otherwise nothing changed. I pay about £700/year total for 3 cars fully comp (1 X £300 and 2 X £200). Even other insurance products I have seemed to have gone down. The prices you're quoting, are they new quotes or renewal prices? Consider this sampling of price increases between October 2021 – October 2022: Material goods for new residential construction rose 14.3%. 2. Lumber and wood products went up 6.2%. 3. Asphalt roofing materials grew 14.5%. 4. As building costs go up, so does the cost to repair or replace homes damaged by covered losses.Here are eight of the most common reasons your auto insurance may rise. 1. Changes in the economy. Inflation has been prevalent in news headlines recently. When costs for transportation of parts go up or the supply of a needed component for your vehicle is scarce, prices increase.Cheap car insurance for classic cars. Owners of classic cars – defined by HMRC as cars over 15 years old with a value of £15,000 or more – might struggle to get car insurance from mainstream insurers. It's still worth getting quotes from comparison sites, but also seek quotes from specialist classic car insurers and brokers.26 Apr 2023 ... In the US, the Labor Department reported that inflation went up at an annual rate of 6.4% this January. And car insurance is far from shielded ...Published Jul 5, 2023 11:26 a.m. PDT Edited by Lacie Glover Many or all of the products featured here are from our partners who compensate us. This influences which products …Car insurance premiums have rocketed by almost 50 per cent over the past year, with millennials and older drivers hit hardest.25 Nov 2022 ... Historically, Ohio has one of the lowest average auto insurance premiums in the country, said Denhard. Ohioans paid an average of $802 — 11th ...Yes, Auto insurance rates have been increasing for the past few years. The reason behind this is that there are more accidents happening and people are ...In short, yes your insurance will go up every year for the near future until interest rates raise significantly to offset the rising claims costs. Silly-Activity-6219 • 1 yr. ago. Both my wife and I live in the gta, have been insured for 25 years, absolutely no incidences, or tickets - ours goes up every year.Why did your insurance rate go up this year? · Housing material and labor costs have increased. Lumber and other construction materials have spiked in price due ...Finding the best car insurance is a challenge for motorists given the number and variety of car insurance products available from the major companies. Some shopping tips will help you in your search for the right car insurance, such as comp...Car insurance rate increases in Florida. Auto insurance rates in Florida have increased by an average of 23% overall since 2015 — faster than the national increase of 17% in the same period. During the past six years, nearly every major company in the Sunshine State has raised rates significantly. USAA, Liberty Mutual and American Family had ...The average car insurance rate jumped only 1.3% last year, the report found. "We were surprised that it took so long for premiums to increase," Sangam said. "This has been a little overdue."3 Feb 2023 ... The average price paid for motor insurance rose by 8% in the fourth quarter of last year according to the ABI's latest Motor Insurance Premium ...Aug 16, 2023 · In June 2022 drivers would pay £535 but this June they paid £743. It means premiums have gone up by 39% from the same period last year. Younger drivers are the ones feeling the biggest pinch the ... Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates.According to the ABI, expenses including repair costs, energy costs and paint costs are among those driving up the cost of insurance policies. The cost of used cars has also increased. In the ...4. Higher overall percentage of losses. Insurance companies suffered extra losses from miscellaneous statistics, as well: “Other factors impacting the rising cost of auto insurance include more litigated claims due to increased accident severity, higher costs of medical care, a spike in uninsured motorists (14% national average at year-end 2022) and an escalation of vehicle thefts – more ...Car insurance rates are going up in Louisiana, with some drivers reporting hikes of up to 35% compared to the same coverage last year. Rates had remained relatively flat in recent years, with a 1. ...If you’re facing high insurance premiums, call Sterling NI on 0344 381 9990 for competitively priced car insurance. Our policies can be tailored to your needs, meaning you won’t need to pay extra for features you don’t want. The car insurance experts at Sterling NI uncover the truth on Northern Ireland car insurance prices.State Farm Mutual Automobile Insurance Co. is expected to see the second-largest increase of $1.31 billion from 44 rate hikes across 22 states. In addition, t he top three rate hikes approved during the quarter all belonged to State Farm. Of these rate increases, the most significant in terms of premium change was the 6.4% rate hike approved by ...May 26, 2023 · Car insurance costs are on the rise in 2023. According to personal finance website ValuePenguin, insurance rates across the US are expected to rise by 8.4%, bringing the total average premium for ... Has car insurance gone up? According to the Association for British Insurers (ABI), a trade body, the average premium for comprehensive motor insurance rose by 21% over the last year. This is the ...An insurance adjuster normally deems a car a total loss if the cost to repair the car exceeds 70% of the value of the car. With the increase in repair costs and parts, the chip and shortage ...Insurance agents who have previously worked for different insurance firms are likely familiar with varying series of policy numbers, states CarInsuranceComparison.com. Independent agents are also knowledgeable regarding the policy numbers o...03:58 - Source: CNN New York CNN — Across the United States, the cost of car insurance is up 19% compared to a year ago, according to August’s Consumer Price Index report released on...In June 2022 drivers would pay £535 but this June they paid £743. It means premiums have gone up by 39% from the same period last year. Younger drivers are the ones feeling the biggest pinch the ...Updated: Oct 27, 2023, 5:10am Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Getty Rising prices are...GoCompare, meanwhile, offers free 'excess cover' with car insurance. This reimburses up to £250 of your excess if you claim (excluding breakdown and glass damage). When we ran test quotes in October for a 38-year-old Ford Focus Zetec driver, adding a voluntary excess of £250 (which we'd be able to claim back) reduced the cheapest five quotes ...Car insurance premiums are up by 17 per cent year on year Credit: Getty. Leah Milner explains how to swerve the price rises. Why has insurance gone up? At the start of this year, ...Nov 25, 2023 · There are several reasons your car insurance may have gone up in 2022. Many companies raised insurance pricing to keep up with the cost of claims or inflation, but other things may have affected ... Hasn't gone up. Mine went up last year. It's annoying, but bear in mind that they're bumping up agreed values for comprehensive insurance due to the pandemic increasing the values of most new cars. My car's agreed value is roughly in the band of the cars of a similar age/model on Carsales, so it's not overinsured.If you’ve ever had to replace a windshield, you know it’s not a cheap fix. The cost can vary depending on the make and model of your car, but the average cost for windshield replacement is around $300-$500.Zoe Wood. I had been reading about the rising cost of car insurance but I was still shocked when our renewal quote for this year arrived from Aviva, which had shot up from £893 to £2,531. An ...The rule changes come into force on 1 January and from then vehicle and home insurance providers will have to charge new and existing customers the same amount upon renewal. Martin said during the show: "There are six million non-switchers who pay up to 150% more, two and a half times more than new customers."New car prices are up a couple of percent in real terms, but the cost of, lets say, a bumper replacement has easily gone up by 6-10x due to all the new parts and components in them that require replacement and alignment. Cars are much easier to total.Why has car insurance gone up in 2023? Energy and paint costs are some of the factors pushing up prices for motor insurance. The average prices for motorists have jumped by 40% in a year. Rui ...Health insurance has picked up after the pandemic, but there’s still a long way to go. Again, the number of people who have the right kind of health insurance is still …Sep 29, 2023 · Why has car insurance gone up? According to Admiral car insurance, The Association of British Insurers (ABI) found that the current average insurance price was a whopping 15% higher in the first ... So, that means our reinsurance (insurance for insurance companies) has gone up in price, driving up premiums. Your cover. You choose. The type of car ...According to Consumer Intelligence, those aged 25 to 39 and 65 and over have been hardest hit by car insurance rises, with average premiums jumping by more than 50 per cent.Jul 5, 2023 · Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates. Jan 12, 2023 · The Silverado costs an average of $2,551 and the Jeep $2,472. If you want your GM truck to come with cheaper insurance, the GMC Sierra, mostly identical to the Silverado, costs $129 per year less ... 4 reasons why your car insurance premium is soaring : NPR Economy 4 reasons why your car insurance premium is soaring Updated September 13, 20238:52 …Car insurance rates are going up in Louisiana, with some drivers reporting hikes of up to 35% compared to the same coverage last year. Rates had remained relatively flat in recent years, with a 1. ...New car prices have been falling for most of 2023, with the average new car selling for $47,936 in October, Kelley Blue Book reported. Overall, new car prices are …Inflation figures Office for National Statistics (ONS) figures show that car insurance costs have been increasing at an accelerating rate. In May, prices were up more than 40 per cent on a year ...A new report has revealed that car insurance has seen a devastating rise in their car insurance. During the cost of living crisis, everything has increased in price, including car insurance. Many electric car owners have seen their insurance premiums rise by nearly 1000%. For some electric car owners, their insurance premium has …19 Oct 2023 ... Many drivers have unanswered questions on why their car insurance rates keep going up. Now, experts are sharing why Arkansans are seeing the ...Why did your insurance rate go up this year? · Housing material and labor costs have increased. Lumber and other construction materials have spiked in price due ...18 Sept 2022 ... With the Government announcing the introduction of a new 5% concrete levy, construction costs are expected to increase which will cause home ...Quotes for car insurance policies were up 34 per cent in the year leading up to May 2023, according to Consumer Intelligence, which marks the largest annual rise in costs since the group began ...Key Takeaways. Factors outside of a driver’s control have driven up car insurance rates, which may continue to rise in the year 2023. Accidents happen more often and are more costly due to the ... And if you are not in the car, you are not going to cause a crash.” Car insurance prices fell by an average of £74 this year compared with last year owing to a drop in car insurance claims ...The price of insuring a car is soaring to record highs. The average policy right now in Florida is costing you about $3,100 a year as rates have gone up 17 percent nationwide. In Florida, auto ...Why has my car insurance premium gone up this year? · the increasing frequency and severity of weather events · fluctuating repair costs · improved data · the ...Updated on May 09, 2023, 16:26 IST -. Soon, vehicle owners would have to get ready to pay around 10%-15% more from their pocket for insurance in coming months. The insurance cost for Indian companies and motor …Why has the price of car insurance gone up? Insurance is up more than 60% on last year – with the average premium now costing over £900 a year. Insurers say rises are down to rising car repair costs, the effect of inflation and, as the value of used cars increases, more being paid out when cars are written-off. ...Yes, they have. During third quarter of 2023 (July-September), drivers paid 58% (£338) more than a year ago. This is the seventh annual price rise in almost 2 years. Our research also shows a quarterly increase in the cost of car insurance. Prices are £148 (19%) higher in this quarter than they were in the previous 3 months.14 Nov 2023 ... Consumer NZ surveying has found premiums for comprehensive car insurance have increased up to 38% since 2021.Location of Risk: The area you live or work in may have a bearing on the cost of your motor insurance. Normally, in areas where the risk of accidents is greater ...Apr 13, 2023 · Financial analyst Defaqto says 48% of standard comprehensive motor policies now include a set-up fee, compared with just 21% five years ago. The average fee is £40.02, which has gone up by 25% ... Inflation—which ticked up in July, rising to an annual rate of 3.2%, from 3% in June—has increased the cost of owning a car, including higher repair costs and medical treatments due to car ...A “ fault ” claim is recorded when an accident is either: the driver’s fault. not the driver’s fault, but the cost can’t be claimed from another party – for example, if a parked car is hit and the other driver can’t be found. If a fault claim is recorded, it’s likely to reduce your no-claims bonus if you haven’t protected it.Why has car insurance gone up so much? Im 18 learning to drive and getting my first car soon but I'm wondering why car insurance has gone up so much? " "Hasn't gone up. Mine went up last year. It's annoying, but bear in mind that they're bumping up agreed values for comprehensive insurance due to the pandemic increasing the values of most new cars. My car's agreed value is roughly in the band of the cars of a similar age/model on Carsales, so it's not overinsured.Altogether, these factors led to a significant increase in the cost of vehicle repairs and maintenance: up 12.7% from July 2022 to July 2023 as reported by the Bureau of Labor Statistics. This came on top of 2021's 4.1% increase for the same months, and 2022's 8.1% increase. In better news, while used vehicle prices spiked in recent years (as ...2 Nov 2022 ... Motor vehicle insurance rates have risen 10.3% over the last year. Photo illustration by Fortune; Original photo by Getty Images.In 2021, the national average car insurance cost rose to $1,529, a 3% jump from 2020, according to The Zebra’s 2022 State of Auto Insurance Report. In fact, the company's report notes that rates ...18 May 2023 ... The average cost of car insurance cover has risen by 16% in the first quarter of this year, according to data from the Association of ...Certain decisions you make regarding your car can affect your insurance rates. • Your car’s make and model (e.g., new cars and sports cars often cost more to insure) • Where you park your car, which can affect the chances of an accident or theft • Adding/removing drivers from your policy (e.g., fewer drivers mean less chance for accidents)So, that means our reinsurance (insurance for insurance companies) has gone up in price, driving up premiums. Your cover. You choose. The type of car ...Nationally, the average cost of car insurance—a mandatory expense for most U.S. households—is nearly $1,700 annually, up 17% through the first half of 2023. Auto insurance now eats up about 2. ...11 Aug 2023 ... They're blaming COL, inflation, courtesy car costs going up 30%, the cost of respraying going through the roof and so on. Basically, this is the ...Has car insurance gone up, biggest gainers pre market, commercial real estate short etf
It had gone up a third. DH phoned and pointed out we'd be customers for years, no claims and got a reduction. Car insurance has gone up in general by around 20% this year. " During first quarter of 2023 (January - March), drivers paid 20% (£107) more than a year ago.. Has car insurance gone up
srock autoNatalie Campisi Forbes Advisor Staff Reviewed By Caren Weiner editor Updated: Oct 4, 2023, 4:26am Editorial Note: We earn a commission from partner links …The average car insurance premium has risen to the highest level in nearly two years, according to new research. Confused.com found that premiums increased by £32 (6%) year-on-year in the second quarter of 2022, to reach an average of £554. Louise O'Shea of Confused says: 'With all of us still adjusting to life after lockdown, it's likely ...Nov 3, 2022 · State Farm Mutual Automobile Insurance Co. is expected to see the second-largest increase of $1.31 billion from 44 rate hikes across 22 states. In addition, t he top three rate hikes approved during the quarter all belonged to State Farm. Of these rate increases, the most significant in terms of premium change was the 6.4% rate hike approved by ... Oct 18, 2023 · Candace Baker, Car Insurance Writer. @candacebaker • 10/18/23. Allstate is so expensive because car insurance is expensive in general, due to rising costs for insurers. But at $781 per year, the average Allstate car insurance policy is actually cheaper than coverage from most competitors. In fact, Allstate is one of the cheapest car insurance ... The Financial Services Regulatory Authority of Ontario (FSRA), which oversees the car insurance market and is responsible for evaluating and approving any rate hikes, approved zero rate increases ...Yes. You must declare a non-fault accident, even if the other driver offers to pay for any damage in full and you make no claim on your insurance. You should report all accidents to your insurer ...May 5, 2023 · Choosing a higher deductible — the portion of the bill for a claim that you are responsible for, before the insurance policy pays — can lower your premium. Going from a deductible of $500 to ... Jul 5, 2023 · Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates. Sep 30, 2023 · A recent cost of living bulletin from the Office for National Statistics revealed that the price of car insurance – which for many Britons is one of their biggest household bills – is up by 52 ... According to the ABI, expenses including repair costs, energy costs and paint costs are among those driving up the cost of insurance policies. The cost of used cars has also increased. In the ...Research suggests that the cost of your car insurance could rise by as much as 20% to 40% if you are involved in an at-fault car accident that results in a physical injury. Less serious incidents will, of course, have less of an impact on your premiums, but it’s likely that you will see some sort of increase in costs when the time comes to ...Going to a $1,000 deductible from $500, for instance, can shave your premium by 25 percent, the III says. And going from $500 to $2,500 potentially saves even more. Clean up your credit. Insurers ...Of the states that did see rate increases, the average annual increase was $83, a little more than 5% over 2020 rates. Meanwhile, the national consumer-price index for motor vehicle insurance saw ...Insurance rates may be lower if you drive fewer miles. Check with your insurance company about a discount for driving less. Usage-based car insurance like Drive Safe & Save™ by State Farm® provides a personalized discount based on how the vehicle is driven and the miles driven by using telematics information from your car or …26 Apr 2023 ... The average cost of car insurance is now £107 more expensive than it was 12 months ago, new data has found. Drivers taking out insurance in ...Michelle Megna editor Updated: Oct 27, 2023, 5:10am Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our …FB, by email. We have had a few of these letters and it’s hard not to conclude that LV=’s new owner is using the crisis to drive up margins. Comparethemarket reported this week that average ...Jun 25, 2023 · Car insurance is the latest household bill to go through the roof, with angry motorists complaining that prices are shooting up by as much as 70% when their policy comes up for renewal. While fuel ... Health insurance has picked up after the pandemic, but there’s still a long way to go. Again, the number of people who have the right kind of health insurance is still …26 Dec 2022 ... “Car insurance rates are rising annually, regardless of your driving profile,” says Balasco. “If your premium has increased beyond your comfort ...While car parts have gone up for all types of vehicles and model years, you may not see the greatest rate increase if you drive an older vehicle. But if you own a newer car with better sensors, devices, and materials, you may notice a higher rate on your insurance bills due to the increased repair and replacement costs.Michelle Megna editor Updated: Oct 27, 2023, 5:10am Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our …Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up ...Insurance rates may have gone up generally due to the discount rate change on persona injury claims. Insurers have had some claim reserves double which can have millions of pounds worth of exposure change. Every policyholder will suffer the extra premium. Mine's gone up by about the same %.Financial analyst Defaqto says 48% of standard comprehensive motor policies now include a set-up fee, compared with just 21% five years ago. The average fee is £40.02, which has gone up by 25% ...Aug 28, 2023 · Zoe Wood. I had been reading about the rising cost of car insurance but I was still shocked when our renewal quote for this year arrived from Aviva, which had shot up from £893 to £2,531. An ... There are several reasons your car insurance may have gone up in 2022. Many companies raised insurance pricing to keep up with the cost of claims or inflation, but other things may have affected ...If you’re facing high insurance premiums, call Sterling NI on 0344 381 9990 for competitively priced car insurance. Our policies can be tailored to your needs, meaning you won’t need to pay extra for features you don’t want. The car insurance experts at Sterling NI uncover the truth on Northern Ireland car insurance prices.16 Oct 2018 ... Your premium may increase if your insurance company's advanced analytics show that your area has become more prone to congestion, extreme ...Increase in natural disasters: periods with higher occurrences of floods, fires, storms ( including hailstorms) and other natural weather events lead to a surge in insurance claims, which can contribute to premium increases in subsequent years. More risk to insurers: if there is an increase in car-related crimes, road fatalities or other risk ...Financial analyst Defaqto says 48% of standard comprehensive motor policies now include a set-up fee, compared with just 21% five years ago. The average fee is £40.02, which has gone up by 25% ...26 Aug 2022 ... Now, the prices for comprehensive plans will automatically go up because it also includes third-party coverage. Apart from the price hike from ...2 Nov 2022 ... Motor vehicle insurance rates have risen 10.3% over the last year. Photo illustration by Fortune; Original photo by Getty Images.If you’re wondering why has car insurance gone up in 2021, it might not come as a surprise to you that many businesses in all sectors and industries increased their prices during the Covid-19 pandemic, however, the new changes to car and home insurance policies from January 2022 have actually been a long time coming.Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up ...As homeowner insurance premiums skyrocket, Florida drivers are getting an extra nasty surprise this year: Sharply increased auto insurance renewal rates. Ana Curbelo says her monthly premium ...A 19% surge in 2022 has translated to a £100 year-on-year increase for UK motorists, who are now paying £629 on average for their car insurance. The report revealed that car insurance premiums ...And yeah rates are going up due to higher cost of vehicles and higher rates of car damage due to crime and accidents. 1. dagrapeescape • 5 mo. ago. Switched to Erie from Geico in December and went from ~$600/6months to $900 for the year. Erie also had cheaper homeowners insurance so that worked out as well.Altogether, these factors led to a significant increase in the cost of vehicle repairs and maintenance: up 12.7% from July 2022 to July 2023 as reported by the Bureau of Labor Statistics. This came on top of 2021's 4.1% increase for the same months, and 2022's 8.1% increase. In better news, while used vehicle prices spiked in recent years (as ...From 2022 to 2023, car insurance rates have gone up 14 percent across the nation with the national average cost for full coverage for a car at $2,014. In New York, that average is $3,139 ...Mar 8, 2023 · Costs associated with vehicles and homes have gone up, too – things not factored into the sticker price, like fuel, property taxes and parts. And let’s not forget insurance, which has gotten significantly more expensive in the past year, for both home and auto coverage, according to the Texas Department of Insurance . Jun 25, 2023 · Car insurance is the latest household bill to go through the roof, with angry motorists complaining that prices are shooting up by as much as 70% when their policy comes up for renewal. While fuel ... Costs associated with vehicles and homes have gone up, too – things not factored into the sticker price, like fuel, property taxes and parts. And let’s not forget insurance, which has gotten significantly more expensive in the past year, for both home and auto coverage, according to the Texas Department of Insurance .25 Nov 2022 ... Historically, Ohio has one of the lowest average auto insurance premiums in the country, said Denhard. Ohioans paid an average of $802 — 11th ...A “ fault ” claim is recorded when an accident is either: the driver’s fault. not the driver’s fault, but the cost can’t be claimed from another party – for example, if a parked car is hit and the other driver can’t be found. If a fault claim is recorded, it’s likely to reduce your no-claims bonus if you haven’t protected it.16 Oct 2018 ... Your premium may increase if your insurance company's advanced analytics show that your area has become more prone to congestion, extreme ...Finding the best car insurance is a challenge for motorists given the number and variety of car insurance products available from the major companies. Some shopping tips will help you in your search for the right car insurance, such as comp...Maximize your opportunities to save on car insurance Current Progressive customers. Call us at 1-866-749-7436 and we'll make sure you're earning all available discounts. New Progressive customers. Get a car insurance quote online or call 1-866-749-7436 and see how our auto discounts can help you save.. Mc donalds timing, epr dividend